Capture photos, agree on terms, and seal the deal — with bilateral SMS confirmation and a tamper-proof vault. In under five minutes, on any device.
Legally recognised under Ghana's Electronic Transactions Act (Act 772)
Photograph the asset, upload ID documents, and record the agreed terms. Every item is timestamped the moment it arrives.
Both parties receive an SMS OTP. No one can seal the agreement alone. Both confirmations are recorded and linked to verified phone numbers.
A tamper-evident vault entry is created — hashed, timestamped, and retrievable any time. Download the PDF or share the link.
Capture the car's condition before cash changes hands. No disputes about that dent six months later.
Know exactly what was scratched before you moved in. Your deposit photos, your condition record, sealed.
A verbal agreement is only as good as the relationship. Kotoku is what you fall back on when the relationship changes.
Frequent transactions — goods, services, labour. Reusable templates and repeatable evidence capture.
Kotoku's seal hash, OTP consent records, and immutable vault satisfy the admissibility requirements of Ghana's Electronic Transactions Act (Act 772), Section 12. Every sealed agreement includes originator identification, an integrity hash, and a full audit trail.
Read the legal reference →Join Kotoku and seal your deal in under five minutes.